Our Services
Lone Pine Appraisals, Inc. offers a wide range of valuation and consulting services. The list below provides pricing for some of the most common report types and is not intended to be comprehensive. Please contact us if the service you need is not listed and for individual pricing on commercial, rural, or other complex properties.
When securing a primary mortgage for a new home purchase or obtaining a secondary mortgage against home equity, our appraisal services provide lenders and homeowners with accurate and thorough property valuations essential for lender approval. We deliver a professional experience, ensuring that each appraisal reflects the current market trends and meets the rigorous demands of the mortgage industry, giving you the confidence and clarity needed to navigate your financial decisions smoothly.
Private Mortgage Insurance Removal
In recent years, savvy homeowners have been cutting down their monthly mortgage payments by eliminating Private Mortgage Insurance (PMI). Our service specializes in assisting homeowners like you to discard unnecessary PMI, which becomes possible once your mortgage balance falls below 80% of your home’s value.
FHA Mortgages
Navigating FHA mortgage requirements can be complex, but our expert appraisal services simplify the process. Our certified appraisers are well-versed in the specific regulations and standards set by the Federal Housing Administration, ensuring that your home valuation meets FHA criteria. Whether you’re applying for an FHA loan for the first time or refinancing an existing loan, our precise and compliant appraisals are a vital step in securing your mortgage.
Estate Planning
Our estate planning appraisal services provide executors and attorneys with precise and timely property valuations critical for effective estate settlement. With a focus on speed, sensitivity, and respect for the process, we ensure that Fair Market Value for residential properties is accurately determined, even those requiring retroactive assessments in line with the date of death. Our comprehensive appraisal reports are crafted to support the financial aspects of tax filings and estate resolutions, offering peace of mind that all property values are thoroughly documented and prepared to meet the scrutiny of any legal challenge.
Divorce Settlement
During the emotional process of a divorce, determining the fate of shared property can be challenging. Our appraisal services bring clarity and fairness to the question of "Who gets the house?" While the courts may not mandate a "buyout" of one party's interest, they can order a sale of the home to distribute equity equally. An accurate appraisal from our team ensures both parties understand the true market value of their property. Whether the decision is to sell or opt for a "buyout," our objective valuation provides a solid foundation for both parties to move forward, confident in the fairness of the transaction.
Commercial Lending
In the dynamic world of commercial lending, precise and trustworthy property valuations are crucial for informed decision making. Our commercial appraisal services cater specifically to lenders by offering meticulous, market-based valuations of commercial properties. Whether for underwriting loans, assessing risk, or portfolio management, our appraisals provide the essential data and insights needed. Our certified appraisers combine industry expertise with local market knowledge to deliver comprehensive reports that help facilitate your lending process, ensuring that each commercial venture you undertake is backed by a solid foundation of accurate and reliable property analysis.
Vacant Land
Whether it’s a standard subdivision lot or a large acreage rural property, we have the experience and expertise necessary to provide a credible value opinion for owners and lenders alike.
Pre-listing Appraisals
If you are a property owner or broker who is having difficulty determining a correct market-supportable price, we can help. Utilizing the same criteria and processes to be used later in a lending appraisal, we can get you off on the right track with your sale.
Complex Properties
Our team of certified appraisers have experience with the complex and unusual. From off-grid properties to earthships and geodesic domes, seasonal access properties to large farm and ranch operations, we have appraised it! Contact us to discuss our supportable solutions to your valuation needs.